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Single Family ResidenceResidential
$357,413$208 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $400,000 on Oct 4, 2019

809 SPRUCE PL

SAINT PETER, MN 56082
4
Beds
3
Baths
1,720 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.29 ac
Lot SizeThe size of the land the home sits on, from county records.
2018
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$357K
$315K low$400K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$400,000 · Oct 4, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.123%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$413,200
PRIMESOURCE FUNDING INC · recorded Oct 4, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,170 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$436,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$51,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$384,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$465,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$436,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyNICOLLET
Lot (acres)The size of the land the home sits on, from county records.0.29
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asbestos
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 108 ft²Porch · 256 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
South Elementary School
Elementary · Grades KG–1 · 0.3 mi
H
St. Peter High SchoolA-
High · Grades 9–12 · 1.1 mi
M
St. Peter Middle SchoolB+
Middle · Grades 5–8 · 1.2 mi

District: St. Peter Public School District

Neighborhood · ZIP 56082These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.14,155
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.114 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,291
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,405
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

809 Spruce Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 81% of homes in Saint Peter 56082
  • Costs more per square foot than 76% of homes in Saint Peter 56082
  • Bigger than 68% of homes in Saint Peter 56082
  • Newer than 97% of homes in Saint Peter 56082

What homes are worth in Saint Peter 56082

Each bar is how many homes fall in that price range. The marker is this home.

This home
$116K$566K

This home is worth more than 81% of homes in Saint Peter 56082.

How it measures up in Saint Peter 56082

The dot is this home. The mark in the middle is the typical home in Saint Peter 56082.

Estimated value$357,413
CheaperTypical $245,689Pricier

Pricier than 81% of homes nearby

Price per ft²$208
CheaperTypical $170Pricier

Pricier than 76% of homes nearby

Living area1,720 ft²
SmallerTypical 1,469 ft²Bigger

Bigger than 68% of homes nearby

Lot size0.29 ac
SmallerTypical 0.26 acBigger

Bigger than 55% of homes nearby

Year built2018
OlderTypical 1976Newer

Newer than 97% of homes nearby

How 809 Spruce Pl ranks against every home in each area.
MeasureThis homeSaint Peter 56082Nicollet County
Estimated valuepricier than$357,41381% of homes79% of homes
Price per ft²pricier than$20876% of homes71% of homes
Living areabigger than1,720 ft²68% of homes66% of homes
Lot sizebigger than0.29 ac55% of homes51% of homes
Year builtnewer than201897% of homes96% of homes

About 809 Spruce Pl

How much is 809 Spruce Pl, Saint Peter, MN worth?

The TopHap Estimate for 809 Spruce Pl, Saint Peter, MN is $357,413 as of Jul 14, 2026. The likely range is $314,781 to $400,045. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 809 Spruce Pl, Saint Peter, MN last sell?

809 Spruce Pl, Saint Peter, MN last sold on Oct 4, 2019 for $400,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 809 Spruce Pl, Saint Peter, MN?

809 Spruce Pl, Saint Peter, MN has 4 bedrooms, 3 bathrooms, 1,720 square feet of living space and a 0.29-acre lot.

When was 809 Spruce Pl, Saint Peter, MN built?

809 Spruce Pl, Saint Peter, MN was built in 2018, making it 8 years old. The building has 1 story.

What schools serve 809 Spruce Pl, Saint Peter, MN?

809 Spruce Pl, Saint Peter, MN is assigned to South Elementary School (elementary); St. Peter High School (high), rated A-; St. Peter Middle School (middle), rated B+. All sit in St. Peter Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 809 Spruce Pl, Saint Peter, MN compare to other homes in Saint Peter 56082?

Among the 4,000 homes in Saint Peter 56082, it is worth more than 81% of them ($357,413 against a typical $245,689), its price per square foot is higher than 76% of them ($208 against a typical $170), it is bigger than 68% of them (1,720 ft² against a typical 1,469 ft²), its lot is bigger than 55% of them (0.29 ac against a typical 0.26 ac) and it is newer than 97% of them (2018 against a typical 1976). Measured against all of Nicollet County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 809 Spruce Pl, Saint Peter, MN?

The 2025 property tax bill for 809 Spruce Pl, Saint Peter, MN was $7,170. The county assessed it at $436,000.

Closest homes

More homes in Saint Peter 56082

Assigned schools

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