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Single Family ResidenceResidential
$521,411$244 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $404,000 on Dec 16, 2020

629 RANCHWOOD CT

WATERFORD, CA 95386
4
Beds
3
Baths
2,135 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$521K
$489K low$554K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$404,000 · Dec 16, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,218 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$437,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$108,242
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$329,058
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$437,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.53
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
77
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
51
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
16
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
98
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyStanislaus
Lot (acres)The size of the land the home sits on, from county records.0.19
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Waterford Junior High SchoolA
Middle · Grades 7–8 · 0.4 mi
E
Richard M. Moon Primary SchoolC-
Elementary · Grades KG–3 · 0.9 mi
H
Waterford High SchoolB
High · Grades 9–12 · 1.1 mi

District: Waterford Unified School District

Neighborhood · ZIP 95386These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.104

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.4.4%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.2.1%
PopulationHow many people live in this area.10,700
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.103 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,118
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,814
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.16 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

629 Ranchwood Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Waterford 95386
  • Costs less per square foot than 81% of homes in Stanislaus County
  • Bigger than 83% of homes in Waterford 95386
  • Has a bigger lot than 70% of homes in Stanislaus County
  • Newer than 85% of homes in Stanislaus County

What homes are worth in Waterford 95386

Each bar is how many homes fall in that price range. The marker is this home.

This home
$235K$1.4M

This home is worth more than 79% of homes in Waterford 95386.

How it measures up in Waterford 95386

The dot is this home. The mark in the middle is the typical home in Waterford 95386.

Estimated value$521,411
CheaperTypical $402,682Pricier

Pricier than 79% of homes nearby

Price per ft²$244
CheaperTypical $286Pricier

Pricier than 23% of homes nearby

Living area2,135 ft²
SmallerTypical 1,392 ft²Bigger

Bigger than 83% of homes nearby

Lot size0.19 ac
SmallerTypical 0.17 acBigger

Bigger than 59% of homes nearby

Year built2003
OlderTypical 1990Newer

Newer than 81% of homes nearby

How 629 Ranchwood Ct ranks against every home in each area.
MeasureThis homeWaterford 95386Stanislaus County
Estimated valuepricier than$521,41179% of homes70% of homes
Price per ft²pricier than$24423% of homes19% of homes
Living areabigger than2,135 ft²83% of homes78% of homes
Lot sizebigger than0.19 ac59% of homes70% of homes
Year builtnewer than200381% of homes85% of homes

About 629 Ranchwood Ct

How much is 629 Ranchwood Ct, Waterford, CA worth?

The TopHap Estimate for 629 Ranchwood Ct, Waterford, CA is $521,411 as of Jul 14, 2026. The likely range is $488,523 to $554,299. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 629 Ranchwood Ct, Waterford, CA last sell?

629 Ranchwood Ct, Waterford, CA last sold on Dec 16, 2020 for $404,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 629 Ranchwood Ct, Waterford, CA?

629 Ranchwood Ct, Waterford, CA has 4 bedrooms, 3 bathrooms, 2,135 square feet of living space and a 0.19-acre lot.

When was 629 Ranchwood Ct, Waterford, CA built?

629 Ranchwood Ct, Waterford, CA was built in 2003, making it 23 years old.

What schools serve 629 Ranchwood Ct, Waterford, CA?

629 Ranchwood Ct, Waterford, CA is assigned to Waterford Junior High School (middle), rated A; Richard M. Moon Primary School (elementary), rated C-; Waterford High School (high), rated B. All sit in Waterford Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 629 Ranchwood Ct, Waterford, CA compare to other homes in Waterford 95386?

Among the 2,760 homes in Waterford 95386, it is worth more than 79% of them ($521,411 against a typical $402,682), its price per square foot is higher than 23% of them ($244 against a typical $286), it is bigger than 83% of them (2,135 ft² against a typical 1,392 ft²), its lot is bigger than 59% of them (0.19 ac against a typical 0.17 ac) and it is newer than 81% of them (2003 against a typical 1990). Measured against all of Stanislaus County, it is worth more than 70% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 629 Ranchwood Ct, Waterford, CA?

The 2025 property tax bill for 629 Ranchwood Ct, Waterford, CA was $5,218. The county assessed it at $437,300.

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