Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$359,959$194 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $40,000 on Oct 14, 2015

5609 LESTER

PANAMA CITY, FL 32404
3
Beds
2
Baths
1,855 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.61 ac
Lot SizeThe size of the land the home sits on, from county records.
2016
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$360K
$336K low$384K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$40,000 · Oct 14, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,778 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$260,977 (2024)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$253,376
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$307,193

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBay
Lot (acres)The size of the land the home sits on, from county records.0.60
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 204 ft²Porch · 527 ft²Sprinklers

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Callaway Elementary SchoolC
Elementary · Grades KG–5 · 2.2 mi
M
Rutherford High SchoolD-
Middle · Grades 6–12 · 3.5 mi

District: Bay County School District

Neighborhood · ZIP 32404These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.76
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.73
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.43,338
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.156 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,101
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,878
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.65 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5609 Lester measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Panama City 32404
  • Costs more per square foot than 82% of homes in Panama City 32404
  • Bigger than 72% of homes in Bay County
  • Has a bigger lot than 85% of homes in Bay County
  • Newer than 86% of homes in Bay County

What homes are worth in Panama City 32404

Each bar is how many homes fall in that price range. The marker is this home.

This home
$129K$580K

This home is worth more than 82% of homes in Panama City 32404.

How it measures up in Panama City 32404

The dot is this home. The mark in the middle is the typical home in Panama City 32404.

Estimated value$359,959
CheaperTypical $276,234Pricier

Pricier than 82% of homes nearby

Price per ft²$194
CheaperTypical $165Pricier

Pricier than 82% of homes nearby

Living area1,855 ft²
SmallerTypical 1,631 ft²Bigger

Bigger than 68% of homes nearby

Lot size0.61 ac
SmallerTypical 0.26 acBigger

Bigger than 80% of homes nearby

Year built2016
OlderTypical 1994Newer

Newer than 76% of homes nearby

How 5609 Lester ranks against every home in each area.
MeasureThis homePanama City 32404Bay County
Estimated valuepricier than$359,95982% of homes55% of homes
Price per ft²pricier than$19482% of homes41% of homes
Living areabigger than1,855 ft²68% of homes72% of homes
Lot sizebigger than0.61 ac80% of homes85% of homes
Year builtnewer than201676% of homes86% of homes

About 5609 Lester

How much is 5609 Lester, Panama City, FL worth?

The TopHap Estimate for 5609 Lester, Panama City, FL is $359,959 as of Sep 24, 2026. The likely range is $335,676 to $384,242. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5609 Lester, Panama City, FL last sell?

5609 Lester, Panama City, FL last sold on Oct 14, 2015 for $40,000, according to the county's recorded deed.

How big is 5609 Lester, Panama City, FL?

5609 Lester, Panama City, FL has 3 bedrooms, 2 bathrooms, 1,855 square feet of living space and a 0.60-acre lot.

When was 5609 Lester, Panama City, FL built?

5609 Lester, Panama City, FL was built in 2016, making it 10 years old. The building has 1 story.

What schools serve 5609 Lester, Panama City, FL?

5609 Lester, Panama City, FL is assigned to Callaway Elementary School (elementary), rated C; Rutherford High School (middle), rated D-. All sit in Bay County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5609 Lester, Panama City, FL compare to other homes in Panama City 32404?

Among the 16,164 homes in Panama City 32404, it is worth more than 82% of them ($359,959 against a typical $276,234), its price per square foot is higher than 82% of them ($194 against a typical $165), it is bigger than 68% of them (1,855 ft² against a typical 1,631 ft²), its lot is bigger than 80% of them (0.61 ac against a typical 0.26 ac) and it is newer than 76% of them (2016 against a typical 1994). Measured against all of Bay County, it is worth more than 55% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5609 Lester, Panama City, FL?

The 2024 property tax bill for 5609 Lester, Panama City, FL was $2,778. The county assessed it at $260,977.

More homes on Lester

Closest homes

More homes in Panama City 32404

Assigned schools

Explore the area

See this home in context

Open 5609 Lester on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map