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Single Family ResidenceResidential
$172,734$140 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $74,000 on Sep 6, 1995

5115 RACHELLE CIR

PANAMA CITY, FL 32404
3
Beds
2
Baths
1,235 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1983
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$173K
$164K low$181K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$74,000 · Sep 6, 1995

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$816 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$103,928 (2024)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$100,901
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$126,069

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBay
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1993
Lot (acres)The size of the land the home sits on, from county records.0.26
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Parker Elementary SchoolC-
Elementary · Grades PK–5 · 0.2 mi
M
Rutherford High SchoolD-
Middle · Grades 6–12 · 2.3 mi

District: Bay County School District

Neighborhood · ZIP 32404These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.76
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.73
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.43,338
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.156 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,101
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,878
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.65 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5115 Rachelle Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Bay County
  • Costs less per square foot than 87% of homes in Bay County
  • Smaller than 81% of homes in Panama City 32404
  • Older than 69% of homes in Bay County

What homes are worth in Panama City 32404

Each bar is how many homes fall in that price range. The marker is this home.

This home
$131K$670K

This home is worth more than 10% of homes in Panama City 32404.

How it measures up in Panama City 32404

The dot is this home. The mark in the middle is the typical home in Panama City 32404.

Estimated value$172,734
CheaperTypical $275,224Pricier

Pricier than 10% of homes nearby

Price per ft²$140
CheaperTypical $163Pricier

Pricier than 22% of homes nearby

Living area1,235 ft²
SmallerTypical 1,624 ft²Bigger

Bigger than 19% of homes nearby

Lot size0.26 ac
SmallerTypical 0.26 acBigger

Bigger than 51% of homes nearby

Year built1983
OlderTypical 1994Newer

Newer than 32% of homes nearby

How 5115 Rachelle Cir ranks against every home in each area.
MeasureThis homePanama City 32404Bay County
Estimated valuepricier than$172,73410% of homes9% of homes
Price per ft²pricier than$14022% of homes13% of homes
Living areabigger than1,235 ft²19% of homes33% of homes
Lot sizebigger than0.26 ac51% of homes59% of homes
Year builtnewer than198332% of homes31% of homes

About 5115 Rachelle Cir

How much is 5115 Rachelle Cir, Panama City, FL worth?

The TopHap Estimate for 5115 Rachelle Cir, Panama City, FL is $172,734 as of Jul 14, 2026. The likely range is $164,130 to $181,338. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5115 Rachelle Cir, Panama City, FL last sell?

5115 Rachelle Cir, Panama City, FL last sold on Sep 6, 1995 for $74,000, according to the county's recorded deed.

How big is 5115 Rachelle Cir, Panama City, FL?

5115 Rachelle Cir, Panama City, FL has 3 bedrooms, 2 bathrooms, 1,235 square feet of living space and a 0.26-acre lot.

When was 5115 Rachelle Cir, Panama City, FL built?

5115 Rachelle Cir, Panama City, FL was built in 1983, making it 43 years old. The building has 1 story.

What schools serve 5115 Rachelle Cir, Panama City, FL?

5115 Rachelle Cir, Panama City, FL is assigned to Parker Elementary School (elementary), rated C-; Rutherford High School (middle), rated D-. All sit in Bay County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5115 Rachelle Cir, Panama City, FL compare to other homes in Panama City 32404?

Among the 16,140 homes in Panama City 32404, it is worth more than 10% of them ($172,734 against a typical $275,224), its price per square foot is higher than 22% of them ($140 against a typical $163), it is bigger than 19% of them (1,235 ft² against a typical 1,624 ft²), its lot is bigger than 51% of them (0.26 ac against a typical 0.26 ac) and it is newer than 32% of them (1983 against a typical 1994). Measured against all of Bay County, it is worth more than 9% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5115 Rachelle Cir, Panama City, FL?

The 2024 property tax bill for 5115 Rachelle Cir, Panama City, FL was $816. The county assessed it at $103,928.

More homes on Rachelle Cir

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More homes in Panama City 32404

Assigned schools

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