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Rural ResidenceResidential
$437,515$396 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3949 ESTATE PL

BILLINGS, MT 59106
3
Beds
2
Baths
1,104 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.4 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$438K
$413K low$462K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$267,215
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$213,772
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.41%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$170,300
MANN MORTGAGE · recorded Jun 13, 2007

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,478 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$437,700 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$324,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$437,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.30
63
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
65
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.28 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyYellowstone
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
Lot (acres)The size of the land the home sits on, from county records.1.40
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 99 ft²Porch · 12 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Elysian Middle SchoolA-
Middle · Grades 6–8 · 1.9 mi
E
Elysian SchoolB
Elementary · Grades PK–5 · 2.0 mi
H
Billings West High SchoolC+
High · Grades 9–12 · 2.9 mi

District: Billings High School District

Neighborhood · ZIP 59106These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.46
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.19,062
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.194 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$120,546
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$161,291
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.15 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3949 Estate Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in West End
  • Among the highest price per square foot in West End
  • Smaller than 94% of homes in Billings 59106
  • Among the largest lots in West End
  • Newer than 75% of homes in West End

What homes are worth in Billings 59106

Each bar is how many homes fall in that price range. The marker is this home.

This home
$147K$1.3M

This home is worth more than 19% of homes in Billings 59106.

How it measures up in Billings 59106

The dot is this home. The mark in the middle is the typical home in Billings 59106.

Estimated value$437,515
CheaperTypical $573,264Pricier

Pricier than 19% of homes nearby

Price per ft²$396
CheaperTypical $309Pricier

Pricier than 86% of homes nearby

Living area1,104 ft²
SmallerTypical 1,783 ft²Bigger

Bigger than 6% of homes nearby

Lot size1.4 ac
SmallerTypical 0.36 acBigger

Bigger than 86% of homes nearby

Year built1994
OlderTypical 2008Newer

Newer than 27% of homes nearby

How 3949 Estate Pl ranks against every home in each area.
MeasureThis homeWest EndBillings 59106Yellowstone County
Estimated valuepricier than$437,51591% of homes19% of homes66% of homes
Price per ft²pricier than$396almost all homes86% of homes94% of homes
Living areabigger than1,104 ft²34% of homes6% of homes27% of homes
Lot sizebigger than1.4 acalmost all homes86% of homes89% of homes
Year builtnewer than199475% of homes27% of homes64% of homes

About 3949 Estate Pl

How much is 3949 Estate Pl, Billings, MT worth?

The TopHap Estimate for 3949 Estate Pl, Billings, MT is $437,515 as of Jul 14, 2026. The likely range is $413,482 to $461,548. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3949 Estate Pl, Billings, MT last sell?

3949 Estate Pl, Billings, MT last sold on May 8, 2007, according to the county's recorded deed.

How big is 3949 Estate Pl, Billings, MT?

3949 Estate Pl, Billings, MT has 3 bedrooms, 2 bathrooms, 1,104 square feet of living space and a 1.40-acre lot.

When was 3949 Estate Pl, Billings, MT built?

3949 Estate Pl, Billings, MT was built in 1994, making it 32 years old. It is a split level home. The building has 2 stories.

What schools serve 3949 Estate Pl, Billings, MT?

3949 Estate Pl, Billings, MT is assigned to Elysian Middle School (middle), rated A-; Elysian School (elementary), rated B; Billings West High School (high), rated C+. All sit in Billings High School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3949 Estate Pl, Billings, MT compare to other homes in Billings 59106?

Among the 9,103 homes in Billings 59106, it is worth more than 19% of them ($437,515 against a typical $573,264), its price per square foot is higher than 86% of them ($396 against a typical $309), it is bigger than 6% of them (1,104 ft² against a typical 1,783 ft²), its lot is bigger than 86% of them (1.4 ac against a typical 0.36 ac) and it is newer than 27% of them (1994 against a typical 2008). Measured against all of Yellowstone County, it is worth more than 66% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3949 Estate Pl, Billings, MT?

The 2025 property tax bill for 3949 Estate Pl, Billings, MT was $1,478. The county assessed it at $437,700.

Closest homes

More homes in Billings 59106

Assigned schools

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