Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$1,100,274$121 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 68How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $600,000 on Jan 20, 1998

3300 HARBOUR PL

PANAMA CITY, FL 32405
4
Beds
8
Baths
9,128 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.89 ac
Lot SizeThe size of the land the home sits on, from county records.
2008
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$1.1M
$749K low$1.5M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$600,000 · Jan 20, 1998
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$850,274
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$680,219
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.31%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$250,000
SUMMIT BANK NA · recorded Mar 5, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$32,541 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$2,086,158 (2024)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$2,025,396
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$2,691,931

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.60
79
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
94
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
74
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.36 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.82%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBay
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2018
Lot (acres)The size of the land the home sits on, from county records.0.89
ConstructionThe main material the home's frame and walls are built from.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Concrete
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Sprinklers

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Northside Elementary SchoolC-
Elementary · Grades PK–5 · 2.2 mi
M
Jinks Middle SchoolD
Middle · Grades 6–8 · 3.4 mi
H
Bay High SchoolC
High · Grades 9–12 · 3.7 mi

District: Bay County School District

Neighborhood · ZIP 32405These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.79
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.31,645
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,575 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,502
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,161
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.67 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3300 Harbour Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Panama City 32405
  • Costs less per square foot than 94% of homes in Bay County
  • Among the largest homes in Panama City 32405
  • Has a bigger lot than 95% of homes in Panama City 32405
  • Newer than 84% of homes in Panama City 32405

What homes are worth in Panama City 32405

Each bar is how many homes fall in that price range. The marker is this home.

This home
$26K$760K

This home is worth more than almost all homes in Panama City 32405.

How it measures up in Panama City 32405

The dot is this home. The mark in the middle is the typical home in Panama City 32405.

Estimated value$1,100,274
CheaperTypical $272,791Pricier

Pricier than almost all homes nearby

Price per ft²$121
CheaperTypical $169Pricier

Pricier than 10% of homes nearby

Living area9,128 ft²
SmallerTypical 1,640 ft²Bigger

Bigger than almost all homes nearby

Lot size0.89 ac
SmallerTypical 0.25 acBigger

Bigger than 95% of homes nearby

Year built2008
OlderTypical 1984Newer

Newer than 84% of homes nearby

How 3300 Harbour Pl ranks against every home in each area.
MeasureThis homePanama City 32405Bay County
Estimated valuepricier than$1,100,274almost all homes97% of homes
Price per ft²pricier than$12110% of homes6% of homes
Living areabigger than9,128 ft²almost all homesalmost all homes
Lot sizebigger than0.89 ac95% of homes89% of homes
Year builtnewer than200884% of homes81% of homes

About 3300 Harbour Pl

How much is 3300 Harbour Pl, Panama City, FL worth?

The TopHap Estimate for 3300 Harbour Pl, Panama City, FL is $1,100,274 as of Jul 14, 2026. The likely range is $749,485 to $1,451,063. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3300 Harbour Pl, Panama City, FL last sell?

3300 Harbour Pl, Panama City, FL last sold on Jan 20, 1998 for $600,000, according to the county's recorded deed.

How big is 3300 Harbour Pl, Panama City, FL?

3300 Harbour Pl, Panama City, FL has 4 bedrooms, 8 bathrooms, 9,128 square feet of living space and a 0.89-acre lot.

When was 3300 Harbour Pl, Panama City, FL built?

3300 Harbour Pl, Panama City, FL was built in 2008, making it 18 years old. The building has 2 stories.

What schools serve 3300 Harbour Pl, Panama City, FL?

3300 Harbour Pl, Panama City, FL is assigned to Northside Elementary School (elementary), rated C-; Jinks Middle School (middle), rated D; Bay High School (high), rated C. All sit in Bay County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3300 Harbour Pl, Panama City, FL compare to other homes in Panama City 32405?

Among the 9,986 homes in Panama City 32405, it is worth more than almost all of them ($1,100,274 against a typical $272,791), its price per square foot is higher than 10% of them ($121 against a typical $169), it is bigger than almost all of them (9,128 ft² against a typical 1,640 ft²), its lot is bigger than 95% of them (0.89 ac against a typical 0.25 ac) and it is newer than 84% of them (2008 against a typical 1984). Measured against all of Bay County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3300 Harbour Pl, Panama City, FL?

The 2024 property tax bill for 3300 Harbour Pl, Panama City, FL was $32,541. The county assessed it at $2,086,158.

Closest homes

More homes in Panama City 32405

Assigned schools

Explore the area

See this home in context

Open 3300 Harbour Pl on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map