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Single Family ResidenceResidential
$445,138$242 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $352,500 on Nov 22, 2019

120 RATCLIFF LN

PLAIN CITY, OH 43064
3
Beds
2
Baths
1,840 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
44 ft²
Lot SizeThe size of the land the home sits on, from county records.
2019
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$445K
$416K low$474K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$352,500 · Nov 22, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$163,154
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$130,523
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.64%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$281,984
KELLER MORTGAGE LLC · recorded Nov 22, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,073 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$127,690 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$25,290
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$102,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$364,830

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMADISON
Lot (acres)The size of the land the home sits on, from county records.0.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 276 ft²Porch · 140 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Plain City Elementary SchoolB+
Elementary · Grades PK–4 · 0.4 mi
H
Jonathan Alder High SchoolB
High · Grades 9–12 · 1.8 mi
M
Jonathan Alder Junior High SchoolA
Middle · Grades 7–8 · 2.4 mi

District: Jonathan Alder Local School District

Neighborhood · ZIP 43064These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.72
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.192
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.18,671
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.179 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$137,664
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$146,001
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

120 Ratcliff Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Madison County
  • Costs more per square foot than 82% of homes in Madison County
  • Smaller than 70% of homes in Plain City 43064
  • Has a smaller lot than 98% of homes in Plain City 43064
  • Newer than 95% of homes in Madison County

What homes are worth in Plain City 43064

Each bar is how many homes fall in that price range. The marker is this home.

This home
$179K$1.2M

This home is worth more than 28% of homes in Plain City 43064.

How it measures up in Plain City 43064

The dot is this home. The mark in the middle is the typical home in Plain City 43064.

Estimated value$445,138
CheaperTypical $584,546Pricier

Pricier than 28% of homes nearby

Price per ft²$242
CheaperTypical $238Pricier

Pricier than 53% of homes nearby

Living area1,840 ft²
SmallerTypical 2,369 ft²Bigger

Bigger than 30% of homes nearby

Lot size44 ft²
SmallerTypical 0.28 acBigger

Bigger than 2% of homes nearby

Year built2019
OlderTypical 2013Newer

Newer than 68% of homes nearby

How 120 Ratcliff Ln ranks against every home in each area.
MeasureThis homePlain City 43064Madison County
Estimated valuepricier than$445,13828% of homes79% of homes
Price per ft²pricier than$24253% of homes82% of homes
Living areabigger than1,840 ft²30% of homes61% of homes
Lot sizebigger than44 ft²2% of homes2% of homes
Year builtnewer than201968% of homes95% of homes

About 120 Ratcliff Ln

How much is 120 Ratcliff Ln, Plain City, OH worth?

The TopHap Estimate for 120 Ratcliff Ln, Plain City, OH is $445,138 as of Jul 14, 2026. The likely range is $416,408 to $473,868. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 120 Ratcliff Ln, Plain City, OH last sell?

120 Ratcliff Ln, Plain City, OH last sold on Nov 22, 2019 for $352,500, according to the county's recorded deed.

How big is 120 Ratcliff Ln, Plain City, OH?

120 Ratcliff Ln, Plain City, OH has 3 bedrooms, 2 bathrooms, 1,840 square feet of living space and a 0.00-acre lot.

When was 120 Ratcliff Ln, Plain City, OH built?

120 Ratcliff Ln, Plain City, OH was built in 2019, making it 7 years old. The building has 1 story.

What schools serve 120 Ratcliff Ln, Plain City, OH?

120 Ratcliff Ln, Plain City, OH is assigned to Plain City Elementary School (elementary), rated B+; Jonathan Alder High School (high), rated B; Jonathan Alder Junior High School (middle), rated A. All sit in Jonathan Alder Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 120 Ratcliff Ln, Plain City, OH compare to other homes in Plain City 43064?

Among the 8,703 homes in Plain City 43064, it is worth more than 28% of them ($445,138 against a typical $584,546), its price per square foot is higher than 53% of them ($242 against a typical $238), it is bigger than 30% of them (1,840 ft² against a typical 2,369 ft²), its lot is bigger than 2% of them (44 ft² against a typical 0.28 ac) and it is newer than 68% of them (2019 against a typical 2013). Measured against all of Madison County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 120 Ratcliff Ln, Plain City, OH?

The 2025 property tax bill for 120 Ratcliff Ln, Plain City, OH was $6,073. The county assessed it at $127,690.

Closest homes

More homes in Plain City 43064

Assigned schools

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