Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$409,837$457 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1055 RICHFORD TER

ELIZABETH, NJ 07202
0
Baths
896 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,367 ft²
Lot SizeThe size of the land the home sits on, from county records.
1946
Year BuiltThe year the home was originally built, according to county records.

Valuation

$410K
$384K low$436K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$300,557
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$240,446
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.26%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$60,856
WELLS FARGO BANK NA · recorded Apr 4, 2008
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$48,424
WELLS FARGO BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,567 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$325,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$210,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$115,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$325,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$325,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
51
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
69
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
79
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
47
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyUNION
Lot (acres)The size of the land the home sits on, from county records.0.08
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Woodrow Wilson School #19C
Elementary · Grades PK–8 · 0.4 mi
H
Thomas A. Edison Career and Technical AcademyF
High · Grades 9–12 · 0.9 mi

District: Elizabeth City School District

Neighborhood · ZIP 07202These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.112

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.4%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.44,562
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.16,225 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,186
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,554
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1055 Richford Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Union County
  • Costs more per square foot than 97% of homes in Elizabeth 07202
  • Smaller than 94% of homes in Elizabeth 07202
  • Has a smaller lot than 88% of homes in Union County
  • Newer than 67% of homes in Elizabeth 07202

What homes are worth in Elizabeth 07202

Each bar is how many homes fall in that price range. The marker is this home.

This home
$297K$966K

This home is worth more than 16% of homes in Elizabeth 07202.

How it measures up in Elizabeth 07202

The dot is this home. The mark in the middle is the typical home in Elizabeth 07202.

Estimated value$409,837
CheaperTypical $572,221Pricier

Pricier than 16% of homes nearby

Price per ft²$457
CheaperTypical $304Pricier

Pricier than 97% of homes nearby

Living area896 ft²
SmallerTypical 2,256 ft²Bigger

Bigger than 6% of homes nearby

Lot size3,367 ft²
SmallerTypical 0.1 acBigger

Bigger than 28% of homes nearby

Year built1946
OlderTypical 1925Newer

Newer than 67% of homes nearby

How 1055 Richford Ter ranks against every home in each area.
MeasureThis homeElizabeth 07202Union County
Estimated valuepricier than$409,83716% of homes7% of homes
Price per ft²pricier than$45797% of homes66% of homes
Living areabigger than896 ft²6% of homes7% of homes
Lot sizebigger than3,367 ft²28% of homes12% of homes
Year builtnewer than194667% of homes43% of homes

About 1055 Richford Ter

How much is 1055 Richford Ter, Elizabeth, NJ worth?

The TopHap Estimate for 1055 Richford Ter, Elizabeth, NJ is $409,837 as of Jul 14, 2026. The likely range is $383,577 to $436,097. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1055 Richford Ter, Elizabeth, NJ last sell?

1055 Richford Ter, Elizabeth, NJ last sold on Jan 1, 1900, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 1055 Richford Ter, Elizabeth, NJ?

1055 Richford Ter, Elizabeth, NJ has 896 square feet of living space and a 0.08-acre lot.

When was 1055 Richford Ter, Elizabeth, NJ built?

1055 Richford Ter, Elizabeth, NJ was built in 1946, making it 80 years old.

What schools serve 1055 Richford Ter, Elizabeth, NJ?

1055 Richford Ter, Elizabeth, NJ is assigned to Woodrow Wilson School #19 (elementary), rated C; Thomas A. Edison Career and Technical Academy (high), rated F. All sit in Elizabeth City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1055 Richford Ter, Elizabeth, NJ compare to other homes in Elizabeth 07202?

Among the 4,914 homes in Elizabeth 07202, it is worth more than 16% of them ($409,837 against a typical $572,221), its price per square foot is higher than 97% of them ($457 against a typical $304), it is bigger than 6% of them (896 ft² against a typical 2,256 ft²), its lot is bigger than 28% of them (3,367 ft² against a typical 0.1 ac) and it is newer than 67% of them (1946 against a typical 1925). Measured against all of Union County, it is worth more than 7% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1055 Richford Ter, Elizabeth, NJ?

The 2025 property tax bill for 1055 Richford Ter, Elizabeth, NJ was $6,567. The county assessed it at $325,600.

More homes on Richford Ter

Closest homes

More homes in Elizabeth 07202

Assigned schools

Explore the area

See this home in context

Open 1055 Richford Ter on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map