Residential > House
Active
6 days ago
List Price
$2,500,000$1,328/ft²
521 N Harbor Dr
Indian Rocks Beach, FL 33785
- 2Beds
- 2Baths
- 1,883ft²Living Area
- 0.4acLot Size
- 1Pool
- 2Car
- 1963Year Built
- 6DOM
- 1Permit
521 N Harbor Dr, Indian Rocks Beach, FL 33785 is a 2 bed, 2 bath, 1,883 ft² house built in 1963 on a 0.410 acre lot with 1 construction permit. This house is currently for sale for $2,500,000. The latest TopHap estimate of the house's value is $3,790,037.
Property Valuations
Latest estimates for 521 N Harbor Dr based on TopHap automated valuation model (AVM).
TopHap Estimate
$3,790,037
$2,012/ft²
+$1M above List Price
Updated 6 months ago
521 N Harbor Dr is valued at $3,790,037 by TopHap AVM 6 months ago.
MLS Description
The listing agent's description. Original Listing
Exceptional Opportunity on sought after Harbor Drive North - imagine building a new UNELEVATED home to code - neighbors have. SHORT TERM RENTALS allowed. EXCELLENT seawall and unparalleled potential with this rare waterfront property, located on one of the highest streets in Indian Rocks Beach on a coveted AE8 flood zone parcel which means this will likely allows you to build an UNELEVATED new home like the one down the street at 498 Harbor Dr being completed June 2025 - check it out. . This home during Hurricane Helene, only got a few inches of water and a testament to its higher elevation and resilient location.
This offering includes two connected waterfront lots (at 74 x 120’ each), providing endless possibilities. Keep them together for an extraordinary estate or explore the potential of splitting them to create two distinct properties. Build your dream home on one lot while living comfortably in the existing residence—a spacious 2-bedroom, 2-bath home with 1,883 sq ft of living space and an attached 2-car garage.
Step outside to your private oasis: Complete with a covered pool perfect for sunny Florida days; A large composite dock with built-in bench seating, the ideal spot to soak in breathtaking sunsets over the water; A circular driveway offering ample parking, perfect for hosting your family and friends;
Nestled on a quiet street and also on a broad basin of water so you're not looking at your neighbors when outside. Enjoy relaxing and your privacy and still great proximity to vibrant local amenities. You’re just moments from popular restaurants, charming shops, and the beautiful Gulf beaches. Plus, this neighborhood allows short-term rentals, unlocking even more investment potential—imagine two income-generating properties or one luxurious retreat. Where else can you find two large adjacent lots like this, in such a prime beach location with seawalls in great shape and a large composite dock and pool, priced below land value? Whether you envision a grand waterfront estate, dual investment properties, or your slice of paradise, the possibilities are as vast as your imagination. Don’t miss this rare chance to own a piece of Indian Rocks Beach waterfront at an exceptional value. Floor plan is available in photos. This home took minimal water (below baseboards) during Hurricane Helene. Don't miss virtual tour.
Listing Agents
The listing agent for 521 N Harbor Dr is Cyndee Haydon.
CH
Cyndee Haydon
FUTURE HOME REALTY INC
License: 3142780
Phone: (813) 855-4982
Permits
521 N Harbor Dr has 1 permit records.
Permit History
1
Permits
Current Ownership
Information about the current owner(s).
Taxes Billed
Taxes billed in 2023$9,863.64From latest Total Assessed Value1.52%Total Assessed Value$647,431=Land+
Assessed Value$0Additions
Assessed Value$0
In 2023, taxes billed for 521 N Harbor Dr were $9,863.64, which is 1.52% from latest Total Assessed Value of $647,431.
Property History
521 N Harbor Dr has undefined property events records (listings, deeds, permits, tax, foreclosure, loan).
Property Events
Environment
Environmental factors around 521 N Harbor Dr
Hazard Risks
Hurricane498Weather411Tornado405Nat'l Avg100Particulates86Carb Mono74Air Pollution74Ozone72Lead39Earthquake11Wind1Hail0
11 hazards (Carbon Monoxide, Earthquake Risk, Tornado Index, Hurricane Index, Air Pollution Index, Ozone Index, Wind Index, Weather Risk, Lead Index, Particulate Matter, National Average) are above the national average around 521 N Harbor Dr.
Walkability Index
13 /20
Most Walkable
20-18
Very Walkable
17-15
Somewhat Walkable
14-10
Car Dependent
9-0
521 N Harbor Dr has a walkability score of 13 out of 20, which means that it is in a somewhat walkable area.
Temperature
Seasonal temperature sampled over multiple years
Winter
Average
Low
52°F
High
72°F
Summer
Average
Low
74°F
High
90°F
In the winter at 521 N Harbor Dr, temperatures range from 52.46°F to 72.03°F with an average of 62.25°F. In the summer, the temperature ranges from 73.56°F to 90.11°F with and average of 81.84°F.
School Information
Public/private schools serving 521 N Harbor Dr
Public Schools
Seminole Middle School
Grades: 6-8
3.96 mi
D+
Largo High School
Grades: 9-12
3.18 mi
D+
Anona Elementary
Grades: PK-5
1.56 mi
A
* The school rating is based entirely on the test score performance of each school. It is based on a scale of A-F, A being best.
Nearby public schools serving 521 N Harbor Dr have ratings undefined, undefined, and undefined.
Neighborhood
This property is located in Indian Rocks Beach, Indian Rocks Beach, FL 33785.
Seasonal Housing units 33785
75%of housing is for seasonal rent.
Daytime Population for 33785
+9%of people during work hours.
Boundary map of Indian Rocks Beach.
Crime Index for 33785
168
168
The crime index in 33785 is 168, which is 1.7 times higher than national average.
Market Trends
Historical market data near 521 N Harbor Dr over selected time period.
Nearby Properties on Harbor Dr
- 314 Harbor Dr, Indian Rocks Beach, FL 33785 (Indian Rocks Beach) is a 4,450 square foot, 6 bathroom, 0.21 acre property. It was built in 2013 and has an estimate of $3,613,169 with a price per ft² of $812.
- 304 Harbor Dr, Indian Rocks Beach, FL 33785 (Indian Rocks Beach) is a 1,899 square foot, 3 bathroom, 0.21 acre property. It was built in 1997 and has an estimate of $2,275,168 with a price per ft² of $1,198.
- 306 Harbor Dr, Indian Rocks Beach, FL 33785 (Indian Rocks Beach) is a 4,571 square foot, 3 bathroom, 0.21 acre property. It was built in 2007 and has an estimate of $2,882,011 with a price per ft² of $630.
- 310 Harbor Dr, Indian Rocks Beach, FL 33785 (Indian Rocks Beach) is a 4,949 square foot, 5 bathroom, 0.21 acre property. It was built in 2000 and has an estimate of $3,295,009 with a price per ft² of $666.
- 312 Harbor Dr, Indian Rocks Beach, FL 33785 (Indian Rocks Beach) is a 2,810 square foot, 5 bathroom, 0.26 acre property. It was built in 1992 and has an estimate of $2,551,656 with a price per ft² of $908.
- 316 Harbor Dr, Indian Rocks Beach, FL 33785 (Indian Rocks Beach) is a 1,736 square foot, 1 bathroom, 0.21 acre property. It was built in 2002 and has an estimate of $2,210,961 with a price per ft² of $1,274.
- 320 Harbor Dr, Indian Rocks Beach, FL 33785 (Indian Rocks Beach) is a 2,421 square foot, 3 bathroom, 0.21 acre property. It was built in 1984 and has an estimate of $1,799,435 with a price per ft² of $743.
- 308 Harbor Dr, Indian Rocks Beach, FL 33785 (Indian Rocks Beach) is a 3,770 square foot, 5 bathroom, 0.21 acre property. It was built in 2007 and has an estimate of $3,923,779 with a price per ft² of $1,041.
- 300 Harbor Dr, Indian Rocks Beach, FL 33785 (Indian Rocks Beach) is a 2,840 square foot, 4 bathroom, 0.29 acre property. It was built in 2019 and has an estimate of $3,051,001 with a price per ft² of $1,074.
- 305 Harbor Dr, Indian Rocks Beach, FL 33785 (Indian Rocks Beach) is a 2,403 square foot, 3 bathroom, 0.31 acre property. It was built in 1980 and has an estimate of $1,915,845 with a price per ft² of $797.
- 309 Harbor Dr, Indian Rocks Beach, FL 33785 (Indian Rocks Beach) is a 1,686 square foot, 2 bathroom, 0.15 acre property. It was built in 1996 and has an estimate of $2,100,000 with a price per ft² of $1,246.
- 311 Harbor Dr, Indian Rocks Beach, FL 33785 (Indian Rocks Beach) is a 1,182 square foot, 1 bathroom, 0.17 acre property. It was built in 1954 and has an estimate of $1,450,252 with a price per ft² of $1,227.
- 313 Harbor Dr, Indian Rocks Beach, FL 33785 (Indian Rocks Beach) is a 3,077 square foot, 3 bathroom, 0.19 acre property. It was built in 2003 and has an estimate of $2,625,540 with a price per ft² of $853.
- 315 Harbor Dr, Indian Rocks Beach, FL 33785 (Indian Rocks Beach) is a 1,719 square foot, 2 bathroom, 0.19 acre property. It was built in 1978 and has an estimate of $1,515,198 with a price per ft² of $881.
- 322 Harbor Dr, Indian Rocks Beach, FL 33785 (Indian Rocks Beach) is a 2,383 square foot, 2 bathroom, 0.21 acre property. It was built in 1993 and has an estimate of $1,600,000 with a price per ft² of $671.
- 319 Harbor Dr, Indian Rocks Beach, FL 33785 (Indian Rocks Beach) is a 4,935 square foot, 5 bathroom, 0.18 acre property. It was built in 2019 and has an estimate of $3,291,665 with a price per ft² of $667.
- 317 Harbor Dr, Indian Rocks Beach, FL 33785 (Indian Rocks Beach) is a 3,641 square foot, 4 bathroom, 0.17 acre property. It was built in 2008 and has an estimate of $3,672,807 with a price per ft² of $1,009.
- 323 Harbor Dr, Indian Rocks Beach, FL 33785 (Indian Rocks Beach) is a 1,601 square foot, 3 bathroom, 0.18 acre property. It was built in 1979 and has an estimate of $1,415,133 with a price per ft² of $884.
- 307 Harbor Dr, Indian Rocks Beach, FL 33785 (Indian Rocks Beach) is a 2,242 square foot, 3 bathroom, 0.15 acre property. It was built in 1989 and has an estimate of $2,100,000 with a price per ft² of $937.
- 301 Harbor Dr, Indian Rocks Beach, FL 33785 (Indian Rocks Beach) is a 2,269 square foot, 3 bathroom, 0.19 acre property. It was built in 2016 and has an estimate of $2,317,415 with a price per ft² of $1,021.
- 218 Harbor Dr, Indian Rocks Beach, FL 33786 (Indian Rocks Beach) is a 0.16 acre property. It has an estimate of $466,500.