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Single Family ResidenceResidential
$340,619$197 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $107,000 on Aug 26, 1991

227 US HIGHWAY 46

OXFORD, NJ 07863
0
Baths
1,729 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1887
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$341K
$332K low$350K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$107,000 · Aug 26, 1991
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$160,649
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$128,519
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$179,970
WELLS FARGO BANK · recorded Sep 4, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,205 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$163,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$58,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$104,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$163,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$163,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.9
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWARREN
Lot (acres)The size of the land the home sits on, from county records.0.24
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Great Meadows Regional Middle SchoolB
Middle · Grades 6–8 · 0.6 mi
E
Central Elementary SchoolB
Elementary · Grades KG–2 · 0.6 mi
H
Hackettstown High SchoolC+
High · Grades 9–12 · 3.7 mi

District: Great Meadows Regional School District

Neighborhood · ZIP 07863These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.79

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.4,693
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.198 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$95,837
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$110,068
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

227 Us Highway 46 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in Warren County
  • Costs less per square foot than 84% of homes in Oxford 07863
  • Has a smaller lot than 86% of homes in Oxford 07863
  • Older than 95% of homes in Warren County

What homes are worth in Oxford 07863

Each bar is how many homes fall in that price range. The marker is this home.

This home
$169K$684K

This home is worth more than 28% of homes in Oxford 07863.

How it measures up in Oxford 07863

The dot is this home. The mark in the middle is the typical home in Oxford 07863.

Estimated value$340,619
CheaperTypical $409,740Pricier

Pricier than 28% of homes nearby

Price per ft²$197
CheaperTypical $253Pricier

Pricier than 16% of homes nearby

Living area1,729 ft²
SmallerTypical 1,641 ft²Bigger

Bigger than 55% of homes nearby

Lot size0.24 ac
SmallerTypical 0.48 acBigger

Bigger than 14% of homes nearby

Year built1887
OlderTypical 1962Newer

Newer than 15% of homes nearby

How 227 Us Highway 46 ranks against every home in each area.
MeasureThis homeOxford 07863Warren County
Estimated valuepricier than$340,61928% of homes26% of homes
Price per ft²pricier than$19716% of homes18% of homes
Living areabigger than1,729 ft²55% of homes52% of homes
Lot sizebigger than0.24 ac14% of homes41% of homes
Year builtnewer than188715% of homes5% of homes

About 227 Us Highway 46

How much is 227 Us Highway 46, Oxford, NJ worth?

The TopHap Estimate for 227 Us Highway 46, Oxford, NJ is $340,619 as of Jul 14, 2026. The likely range is $331,567 to $349,671. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 227 Us Highway 46, Oxford, NJ last sell?

227 Us Highway 46, Oxford, NJ last sold on Aug 26, 1991 for $107,000, according to the county's recorded deed.

How big is 227 Us Highway 46, Oxford, NJ?

227 Us Highway 46, Oxford, NJ has 1,729 square feet of living space and a 0.24-acre lot.

When was 227 Us Highway 46, Oxford, NJ built?

227 Us Highway 46, Oxford, NJ was built in 1887, making it 139 years old. The building has 2 stories.

What schools serve 227 Us Highway 46, Oxford, NJ?

227 Us Highway 46, Oxford, NJ is assigned to Great Meadows Regional Middle School (middle), rated B; Central Elementary School (elementary), rated B; Hackettstown High School (high), rated C+. All sit in Great Meadows Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 227 Us Highway 46, Oxford, NJ compare to other homes in Oxford 07863?

Among the 1,388 homes in Oxford 07863, it is worth more than 28% of them ($340,619 against a typical $409,740), its price per square foot is higher than 16% of them ($197 against a typical $253), it is bigger than 55% of them (1,729 ft² against a typical 1,641 ft²), its lot is bigger than 14% of them (0.24 ac against a typical 0.48 ac) and it is newer than 15% of them (1887 against a typical 1962). Measured against all of Warren County, it is worth more than 26% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 227 Us Highway 46, Oxford, NJ?

The 2025 property tax bill for 227 Us Highway 46, Oxford, NJ was $6,205. The county assessed it at $163,500.

Closest homes

More homes in Oxford 07863

Assigned schools

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