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Single Family ResidenceResidential
$251,081
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

209 ELM ST

SPRING VALLEY, IL 61362
0
Baths
0.48 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$251K
$236K low$266K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$138,281
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$110,625
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.50%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$112,800
FINANCIAL PLUS CU · recorded Jan 31, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,459 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$69,260 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,496
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$63,764
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$63,799
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$207,780

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBureau
Lot (acres)The size of the land the home sits on, from county records.0.48

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
John F Kennedy Elementary SchoolC+
Elementary · Grades PK–8 · 1.7 mi
H
Hall High SchoolC-
High · Grades 9–12 · 1.9 mi

District: Hall High School District 502

Neighborhood · ZIP 61362These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.5,909
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.231 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,397
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,629
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

209 Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Spring Valley 61362
  • Has a bigger lot than 82% of homes in Spring Valley 61362

What homes are worth in Spring Valley 61362

Each bar is how many homes fall in that price range. The marker is this home.

This home
$41K$408K

This home is worth more than 86% of homes in Spring Valley 61362.

How it measures up in Spring Valley 61362

The dot is this home. The mark in the middle is the typical home in Spring Valley 61362.

Estimated value$251,081
CheaperTypical $128,894Pricier

Pricier than 86% of homes nearby

Lot size0.48 ac
SmallerTypical 0.18 acBigger

Bigger than 82% of homes nearby

How 209 Elm St ranks against every home in each area.
MeasureThis homeSpring Valley 61362Bureau County
Estimated valuepricier than$251,08186% of homes86% of homes
Lot sizebigger than0.48 ac82% of homes72% of homes

About 209 Elm St

How much is 209 Elm St, Spring Valley, IL worth?

The TopHap Estimate for 209 Elm St, Spring Valley, IL is $251,081 as of Jul 14, 2026. The likely range is $235,850 to $266,312. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 209 Elm St, Spring Valley, IL last sell?

209 Elm St, Spring Valley, IL last sold on Jan 31, 2018, according to the county's recorded deed.

What schools serve 209 Elm St, Spring Valley, IL?

209 Elm St, Spring Valley, IL is assigned to John F Kennedy Elementary School (elementary), rated C+; Hall High School (high), rated C-. All sit in Hall High School District 502. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 209 Elm St, Spring Valley, IL compare to other homes in Spring Valley 61362?

Among the 2,158 homes in Spring Valley 61362, it is worth more than 86% of them ($251,081 against a typical $128,894) and its lot is bigger than 82% of them (0.48 ac against a typical 0.18 ac). Measured against all of Bureau County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 209 Elm St, Spring Valley, IL?

The 2025 property tax bill for 209 Elm St, Spring Valley, IL was $6,459. The county assessed it at $69,260.

Closest homes

More homes in Spring Valley 61362

Assigned schools

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