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Duplex (2 Units, Any Combination)Residential
Last sold for $140,000 on Sep 21, 2012

123 HARMON AVE

PANAMA CITY, FL 32401
3
Beds
3
Baths
1,826 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1948
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$140,000 · Sep 21, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,131 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$198,407 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$51,603
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$146,804
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$168,262
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$198,407

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.48 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.57%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Duplex (2 Units, Any Combination)
CountyBay
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2008
Lot (acres)The size of the land the home sits on, from county records.0.25
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 70 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Merriam Cherry Street Elementary SchoolC+
Elementary · Grades PK–5 · 0.7 mi
H
Bay High SchoolC
High · Grades 9–12 · 1.6 mi
M
Jinks Middle SchoolD
Middle · Grades 6–8 · 1.6 mi

District: Bay County School District

Neighborhood · ZIP 32401These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.140
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.73
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.19,740
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,720 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,916
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$63,313
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.66 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

123 Harmon Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 80% of homes in Panama City 32401
  • Older than 96% of homes in Bay County

How it measures up in Panama City 32401

The dot is this home. The mark in the middle is the typical home in Panama City 32401.

Living area1,826 ft²
SmallerTypical 1,272 ft²Bigger

Bigger than 80% of homes nearby

Lot size0.25 ac
SmallerTypical 0.22 acBigger

Bigger than 61% of homes nearby

Year built1948
OlderTypical 1955Newer

Newer than 33% of homes nearby

How 123 Harmon Ave ranks against every home in each area.
MeasureThis homePanama City 32401Bay County
Living areabigger than1,826 ft²80% of homes71% of homes
Lot sizebigger than0.25 ac61% of homes56% of homes
Year builtnewer than194833% of homes4% of homes

About 123 Harmon Ave

When did 123 Harmon Ave, Panama City, FL last sell?

123 Harmon Ave, Panama City, FL last sold on Sep 21, 2012 for $140,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 123 Harmon Ave, Panama City, FL?

123 Harmon Ave, Panama City, FL has 3 bedrooms, 3 bathrooms, 1,826 square feet of living space and a 0.25-acre lot.

When was 123 Harmon Ave, Panama City, FL built?

123 Harmon Ave, Panama City, FL was built in 1948, making it 78 years old. The building has 1 story.

What schools serve 123 Harmon Ave, Panama City, FL?

123 Harmon Ave, Panama City, FL is assigned to Merriam Cherry Street Elementary School (elementary), rated C+; Bay High School (high), rated C; Jinks Middle School (middle), rated D. All sit in Bay County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 123 Harmon Ave, Panama City, FL compare to other homes in Panama City 32401?

Among the 8,083 homes in Panama City 32401, it is bigger than 80% of them (1,826 ft² against a typical 1,272 ft²), its lot is bigger than 61% of them (0.25 ac against a typical 0.22 ac) and it is newer than 33% of them (1948 against a typical 1955). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 123 Harmon Ave, Panama City, FL?

The 2024 property tax bill for 123 Harmon Ave, Panama City, FL was $3,131. The county assessed it at $198,407.

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